Terms of Service

1. Agreement to Terms

By accessing and using the Monark FX website located at monarkfx.com ("Website") and our educational services ("Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Website or Services.

These Terms constitute a legally binding agreement between you ("User," "you," or "your") and Monark FX ("we," "us," or "our"). We reserve the right to modify these Terms at any time, and such modifications will be effective immediately upon posting on the Website.

2. Description of Services

Monark FX provides professional trading education services, including but not limited to:

• Online courses and educational content on forex and stock market trading
• Structured learning programs and curriculum
• Expert mentorship and guidance
• Community access and support
• Educational resources, materials, and tools

We reserve the right to modify, suspend, or discontinue any aspect of our Services at any time without prior notice.

3. User Eligibility and Registration

To use our Services, you must:

• Be at least 18 years of age
• Have the legal capacity to enter into binding agreements
• Provide accurate, current, and complete information during registration
• Maintain and update your account information as necessary
• Maintain the security of your account credentials
• Accept responsibility for all activities under your account

You agree to notify us immediately of any unauthorized use of your account or any breach of security.

4. Payment Terms

4.1 Fees

Access to certain courses and services requires payment of fees. All fees are stated in Indian Rupees (INR) unless otherwise specified. Fees are subject to change at our discretion, but changes will not affect courses you have already purchased.

4.2 Payment Processing

Payments are processed through secure third-party payment processors. You agree to provide valid payment information and authorize us to charge your payment method for the applicable fees.

4.3 Refund Policy

Refund requests must be submitted within 7 days of course purchase. Refunds are subject to our discretion and may be granted on a case-by-case basis. Once course materials have been substantially accessed, refunds may not be available. Please contact us at service@monarkfx.com for refund inquiries.

5. Intellectual Property Rights

All content on the Website and Services, including but not limited to text, graphics, logos, images, audio, video, software, and course materials, is the property of Monark FX or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Services for personal, non-commercial educational purposes only. You may not:

• Reproduce, distribute, or publicly display any content without our written permission
• Modify, adapt, or create derivative works from our content
• Share your account credentials or course access with others
• Use our content for commercial purposes
• Remove any copyright or proprietary notices

6. User Conduct and Prohibited Activities

You agree not to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Transmit any harmful, offensive, or illegal content
• Interfere with or disrupt the Services or servers
• Attempt to gain unauthorized access to any part of the Services
• Use automated systems to access the Services without permission
• Impersonate any person or entity
• Collect or harvest information about other users
• Engage in any activity that could damage, disable, or impair the Services

7. Educational Disclaimer

Our Services provide educational content and training. We do not provide financial, investment, or trading advice. The information provided is for educational purposes only and should not be construed as:

• Investment advice or recommendations
• Guarantees of trading success or profits
• Financial planning or advisory services
• Legal, tax, or accounting advice

Trading involves substantial risk of loss. Past performance does not guarantee future results. You are solely responsible for your trading decisions and their outcomes.

8. Limitation of Liability

To the maximum extent permitted by law, Monark FX and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, revenue, or data
• Trading losses or financial damages
• Business interruption
• Personal injury or property damage

Our total liability for any claims arising from or related to the Services shall not exceed the amount you paid to us in the 12 months preceding the claim.

9. Indemnification

You agree to indemnify, defend, and hold harmless Monark FX and its affiliates from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your use of the Services
• Your violation of these Terms
• Your violation of any rights of another party
• Your trading activities and decisions

10. Termination

We reserve the right to suspend or terminate your account and access to Services at any time, with or without cause or notice, for any reason including:

• Violation of these Terms
• Fraudulent or illegal activity
• Non-payment of fees
• Extended periods of account inactivity

Upon termination, your right to use the Services will immediately cease. We may delete your account and data, subject to our Privacy Policy and legal obligations.

11. Dispute Resolution

Any disputes arising from or related to these Terms or the Services shall be resolved through good faith negotiations. If negotiations fail, disputes shall be subject to the exclusive jurisdiction of the courts in New Delhi, India, and shall be governed by the laws of India.

12. Modifications to Terms

We reserve the right to modify these Terms at any time. Material changes will be notified through the Website or via email. Your continued use of the Services after such modifications constitutes acceptance of the updated Terms.

13. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

14. Contact Information

For questions about these Terms, please contact us: